Window and Door Loan

Home Improvement Lending Programs

Xpress Financial offers two primary lending programs: standard installment financing and Same-As-Cash financing.

Standard Installment Financing Features

• Fixed monthly payments that pay down principal and interest.
• Competitive interest rates and terms - customers with excellent credit pay the lowest rates.
• Completion funding, usually the same day you fax the Completion Certificate.
• No cost to you, the contractor.

Same-As-Cash Financing Features

• The basic customer features of our installment financing, including fixed monthly payments and extended terms.
• Three Same-As-Cash options depending upon your need.
• No interest charged to customer if the loan is paid off in the Same-As-Cash period.
• Completion funding, usually the same day you fax the Completion Certificate

Become an Approved Contractor
If you are a replacement or home improvement contractor and want to learn more about how Xpress Financial can increase your sales, contact an Account Executive today at (866) 688.6608

Need to finance New Windows & Doors? No Problem





If you need an unsecured home improvement loan for your new window or door project, XpressHomeImprovementLoans.com offers financing options that provide year-round comfort. XpressHomeImprovementLoans.com is a leader in home improvement financing. That’s because we make it easy. Our credit decision process is fast, our paperwork is simple, and our interest rates are extremely competitive. You also get famous XpressHomeImprovementLoans.com customer support, the best in the business.



With XpressHomeImprovementLoans.com, financing for windows or doors is no problem. Improving your home adds value and curb appeal.

Financing by XpressHomeImprovementLoans.com is Easy!

• Generous credit lines - so there’s no need to tie up your other credit cards.
• Convenience – we bring the credit application process to you via the online Business Center.
• Fast credit decisions - made within minutes.
• No lien on your home – we offer retail installment loans with terms from 12 months – 180 months.
• Fast, easy paperwork - no pile of complicated forms to complete.
• Special financing promotions – may make unexpected purchases less stressful

XpressHomeImprovementLoans.com can provide financing for all types of window and doors, such as the following:

Window Styles

• Take a look at some of the styles that create a beautiful custom look to your home.

Architectural Window loan
Architectural windows accent other windows. They also look great on their own, providing unique character to any home. These windows come in a variety of shapes and grids can be added for further customization. Are also referred to as Picture Windows or Circlehead Windows.

Awning Window loan
These strong windows will improve any home’s appearance. Awning windows create ventilation in any type of weather, as the window tilts open at the bottom. The sturdy metal roto gear creates easy opening and closing.

Basement Window loan
The basement windows can be stationary or can consist of a sliding window. Both types provide strong insulation, ultimately reducing energy costs and preventing water leakage. Intended to be installed at below grade level to ventilate basement or cellar areas.

Bow/Bay Window loan Bow/Bay windows capture the world outside your home, as they expand the view from any living or dining room. These beautiful windows will bring plenty of light into a room, brightening up your home.

Casement Window loan
Casement windows have a metal gear that opens the windows completely outward, allowing complete ventilation. This is a great window for catching breezes. Multiple grid and color options are available to improve your home’s appearance.

Double Hung Window loan
A type of window that has an upper (outside) sash that slides down and a lower (inside) sash that slides up. It is a vertical operating window.

Single Hung Window loan
The single hung window features a stationary top and a movable bottom half. One or more locking devices are furnished to secure the sash in the closed position.

Sliding Window loan Sliding windows open horizontally and they are latched at the middle of the two windows, creating a tighter seal for the window. Multiple glass and grid options are available. Rolling Patio Door loan
These sliding glass doors on a stainless steel track provide a smooth and durable operation.






Xpress Financial Window & Door s loans

Type

Contractors offer a wide range of window types that lets you choose the size, shape and opening method for all your rooms.
Awning – An awning window is perfect for many architectural styles and it looks intriguing when grouped with other window types. It is hinged at the top and opens out from the bottom in an upward swing.

Bay – This type of window is ideal for tradition or Victorian homes and it increases the feeling of opennes in any room. A bay window consists of three individual units. The center unit is parallel to the exterior wall with side or flanking units aligned at 30 or 45 degree angles.

Bow – Bow windows subtly increase interior spaces by extending outward to create the illusion of a rounded exterior wall. A bow window consists of a series of four or more (commonly five) adjoining windows that are installed on a radius from the wall of the building.

Casement – A casement window complements the simplicity of modern design. This type of window is hinged on either side so the sash opens outward, to the right or left, in a swinging motion.

Double-Hung – A double-hung window is best suited to traditional architectural styles. Double-hung windows feature an upper and lower sash that slide vertically past each other in a single frame. Both sash tilt in for convenient cleaning.

Fixed – Every fixed window is unique. They are available in a wide variety of shapes, with either curved or straight frames. They can be used as freestanding units or in combination with other styles.

Garden – With a garden window, you can add a little greenhouse to any room. This projecting, three-sided window includes one shelf, a glass top and single-hung window on each side for maximum air circulation.

Single-Hung – A single-hung window provides a classic appearance to any home. It features a stationary top sash and bottom sash that slides vertically. We offer single-hung windows with tilt or side-load removable sash for easy cleaning.

Sliding – Each of our sliding windows features clean lines for a streamlined look. This type of window has one stationary sash and one sash that moves to the right or left in grooves or on tracks. It may also be referred to as a roller or slider window.

Material

Xpress Financial Certified contractors provide high quality installation combined with high quality materials with a smart manufacturing process for durability and beauty.

Aluminum – A lightweight and strong material that is a cost effective alternative to wood. This material is corrosion-resistant and performs well in most climates.

Vinyl – A strong plastic material that is used for its durability, energy efficiency and ability to stand up to the elements. This material will never fade in color, flake, peel or rot.

Wood – Wood comes from trees that grow in a variety of species, such as fir, pine, mahogany or alder. Each species has a range of characteristics, like grain, color and sap content, which contributes to its unique appearance.

Clad-Wood - Like a coat of armor, cladding is a strong layer of metal on wood, providing extra protection and low maintenance benefits with no exterior painting required.

Care & Maintenance
Window our Certified Contractor windows are designed to deliver reliable performance and they will endure for many years to come with the proper care and maintenance. Please review the information that your contractor gives you for the specific care and maintenance for the manufacture of the window and/or door installed.








Type
Make a lasting first impression with your front door, and consider the more practical, everyday use your family needs from a back or side door.

All Panel – This type of door is an assembly comprised of stiles (vertical pieces), and rails (horizontal pieces) inserted into the door frame.

Glass Panel – A glass panel door consists of a glass door that opens onto an entrance, patio, deck or backyard of a house. The door panel is comprised of stiles, rails and glass to allow for viewing.

Dutch – Dutch doors are constructed in two pieces, allowing the upper section to be opened independently of the lower.



Material
Xpress Financial Contractors provide high quality installations combined with high quality materials with a smart manufacturing process for durability and beauty.

Fiberglass – This material features both the feel and look of genuine wood, right down to the knots and cracks, with less upkeep. In fact, these doors are built to consistently withstand the rigors of any climate - hot or cold, wet or dry.

Wood – Wood comes from trees that grow in a variety of species, such as fir, pine, mahogany or alder. Each species has a range of characteristics, like grain, color and sap content, which contributes to its unique appearance.
Steel – An economical option, steel offers strength and durability and is a good choice for most climates. These doors are also treated to deliver superior rust-resistance. They will require only minimal maintenance (in especially moist areas, they may require minor upkeep).




Care & Maintenance
Xpress Financials Contractor doors are designed to deliver reliable performance and they will endure for many years to come with the proper care and maintenance.

Window Centrics

Six steps to make the most of your house windows.
When designing a home, use wall plans as well as floor plans. WindowCentric home design principles help you do this by focusing on six standards that maximize the benefits well-placed windows can bring to your home, making a noticeable difference in how your home looks and feels.

1 Capture light throughout the day

Sunlight is an essential architectural tool. Use it well -- with careful window choice and placement -- and transform an interior as the sun moves through the day.

2 Channel fresh air

Proper ventilation is more sophisticated than opening a window or two. For example, use roof and wall windows to funnel warm air outdoors or place windows on opposing walls to channel air throughout your home.

3 Control the view

With the right window or patio door positioning, spectacular scenery can be the focus of a room or even the entire home. A huge picture window or a perfectly aligned group of smaller windows celebrate a home’s surroundings.

4 Blur the line between indoors and out

Walls of windows or patio doors unify homeowners with their surroundings. When the distinction between outside and in fades and as walls become transparent, outdoor spaces start to feel like rooms.

5 Design with shapes

Windows and patio doors are essential in creating a home that speaks to its occupants. Use window sequences to paint shapes with light. Achieve just the right look with recurring patterns or isolated statements that bring rhythm to a home.

6 Personalize the details

Windows and patio doors complement your home's architecture. Art glass panels splash color inside while grille patterns enhance traditional character or add contemporary flair. Latches and handles that match the home’s décor are natural finishing touches

7 Turn your dreams into a plan

Choose windows, create combinations, and customize your wall plan.

Determining energy efficiency before you finance your new window with Xpress Financial
Energy-saving technology can make a major difference in your comfort and energy use – with products that deliver up to 74% more energy efficiency*.

What makes new products so energy efficient? It’s how we put it all together that sets us apart.

1 Multiple panes of glass.

Two or three panes of glass means more layers of protection between the weather and your home.

2 Low-emissivity (Low-E) glass coatings.

• These special coatings on the glass reflect heat energy.
• In the winter, it reflects heat back into the room, keeping your home warmer. Low-E coatings also block the sun’s harmful UV rays, helping to prevent fade damage to your carpet, furniture and window treatments.
• In the summer, Low-E glass reflects heat away from your home, keeping it cooler.

3 Argon.

This colorless gas is denser than air. Pella inserts it between the panes of glass to provide extra insulation from the heat and cold.

4 Innovation.

Window companies craft their products with a variety of ingenious features that increase their ability to improve your home’s energy efficiency – such as different combinations of glass, thermal breaks to further separate the inside from the outside.

InsulShield® Energy Performance

Glass Collection
Each of the following glass options will meet ENERGY STAR® guidelines – to help maximize your energy savings in even the most extreme weather conditions.

Hot and Cold Weather Extremes




Advanced Low-E Insulating Double-Pane Glass with Argon2
When to Choose: Hot and cold weather extremes
Features: Insulating glass with a Low-E coating made from two layers of thermal protection. Argon2 inserted in the space between insulating glass to make your home even more energy efficient.
Fade Protection: Blocks up to 86% of the sun's ultraviolet rays



Designer Series® Advanced Low-E Insulating Triple-Pane Glass with Argon2
When to Choose: Hot and cold weather extremes
Features: Insulating glass with a Low-E coating made from two layers of thermal protection plus a third pane of Low-E glass to maximize comfort year-round. Argon2inserted in the space between insulating glass to make your home even more energy efficient. This combination delivers up to 74% more energy efficiency.3
Fade Protection: Blocks up to 97% of the sun's ultraviolet rays
Noise Reduction: #1 for noise reduction among top national wood brands with similar glazing.4

Exceptional Solar Protection




SunDefense™ Low-E Insulating Double-Pane Glass with Argon2
When to Choose: Hot sunny climates
Features: Insulating glass with a SunDefense Low-E coating made from three layers of thermal protection to keep your home cooler in the summer. Argon2 inserted in the space between insulating glass to make your home even more energy efficient.
Fade Protection: Blocks up to 95% of the sun's ultraviolet rays

Additional Energy-Efficient Glass Options1
HurricaneShield® Impact-Resistant Glass5
When to Choose: Areas with hurricane-force winds or for added security
Features: Laminated Low-E insulating glass with or without argon2. The laminated pane sandwiches a structural polymer interlayer between two sheets of glass to provide remarkable strength.
NaturalSun Low-E Insulating Glass with Argon2
When to Choose: Cold weather extremes
Features: Offers excellent insulation from the cold - while allowing the sun's heat to flow in.

Obscure Insulating Glass
When to Choose: Intimate spaces that require privacy
Features: Low-E insulating glass with a textured surface lets the sun shine in while obscuring the view.

Tinted Insulating Glass
When to Choose: Rooms that get direct sun
Features: Blocks the sun's rays, so it controls glare and keeps rooms that get direct sun cooler. The tint also helps block the view into your home.

Laminated Insulating Glass
When to Choose: Added safety and noise control
Features: Features a polymer interlayer that holds the glass together if it's shattered - for added protection from intruders, as well as reducing outside noise.

Understanding Center-of-Glass Values
Center-of-glass (COG) value - glass alone, no frame - is an easy way to compare the energy performance for each glass type shown below. (Note that these numbers differ from the products' NFRC labels which show "whole product" - glass and frame - values.)

U-Factor
The U-Factor represents the rate of heat flowing out of the window or door in an hour's time. The lower the number, the better the glass insulates.

SHGC
Solar Heat Gain Coefficient rating tells how effective the product is at blocking the radiant heat. The lower the number the less heat the glass allows into your home.

1 Glass options can be upgraded to offer the benefits of our InsulShield energy performers. Glass options may vary per product. See specific product information for availability.

2 Optional high-altitude Low-E insulating glass does not contain argon in most products. Please see your local Xpress Financial Contacto sales representative for more information.

3 Designer Series® windows and patio doors with Advanced Low-E triple-pane glass have superior NFRC U-Factors and SHGC ratings among top national wood brands.

4 When compared to top natonal wood brands with similar glazing, triple-pane glass significantly reduces sound transmission.

5 HurricaneShield impact-resistant insulating glass is made up of a sheet of tempered glass combined with a sheet of laminated glass. For best performance, the laminated glass may be the interior or exterior pane of insulating glass, depending on the product. It can withstand an impact equivalent to that of a two-by-four traveling at 50 feet per second.

Talk to your dealer or contractor right now about fast, easy financing by XpressHomeImprovementLoans.com.